Object Banker, a total banking solution developed using the most powerful business framework iWorkspace is a affordable framework for Banks/Societies and is developed using .net technologies. It can be hooked to any RDBMS (Oracle/MS SQL Server or My SQL), provided with the flexibility of Cloud.
Object
Banker is easy-to-use, easy-to-extend and easy-to-maintain.
Object Banker is
tested and proven solution for banking applications. It contains robust and
easy-to-use features, which help the bank and its staff, use the system easily
and get maximum throughput from the solution.
Investing in this software will
help the Bank/Society in getting the returns on their investment easily. The
Object Banker software can be modified and customized as required by the Bank/Society
for its requirements. We will extend its support to its customers for a long
time in supporting and extending the features of software
We develop an individual integrated solution for your business and select a unique set of services for it, combining them with a single strategy and goal
Provides web based online application giving the flexibility to the users on usage based on the need. Our continuous upgrading will enable the application users with most advanced new features all the time and we are also working on a mobile solution, which will be released sooner
Different levels of security are provided for protecting information falling in wrong hands. Each operation performed within the Object Banker software is recorded in a log file with all the details and this allows the Bank/Society to crosscheck any malpractice. Advanced Security is implemented for offline and online data.
Adding a new type of account (Loan/Deposit) or any other features can be added without programmer intervension. Just configure your details and you are good to go in using the new feature.
Changes in RBI policy on a loan terms or interest rates are easy to integrate and manage.
Chest Position with denominations, Cashier wise Cash Position, Transactions for Remittance, Bills & other accounts, Branch Transactions, Maintenance of Cash Book and Scroll.
Maintenance
of Safe Deposit Lockers includes Rentals.
Allotments, Reservations, Transfers,
Breakage and other modules.
This module deals with over drafts and Cash Credit modules. It involves all the necessary operations of the Over Drafts and Cash Credit Transactions to various traders.
This module deals with Bills & Cheques. It provides the functionality for Inward and Outward Bills and Cheques and their details, Providing Discount facility, Commission management, overdue Interest management, Managing Status of Realization and Dishonor, etc. This module also deals with clearing of Cheques and the clearing charges and related operations. This module also takes the responsibility of remittance details.
Management of loans is the critical module in the Bank/Society and this module takes the responsibility of different types of loans, which includes loans against Deposits, Share Certificates, Securities, Jewelry, Vehicles, Surety, Business, Agriculture and others. This module looks at the complete analysis of the loans and their maintenance. Loan Maintenance includes the maturity of loans, Installments, Overdue, Interest calculations, and more.
Includes the information regarding the Bank/Society assets and liabilities,
Reconciliation, P & L and Balance Sheet management.
Also involves
Sundries, Suspense, Furniture and Fixtures of the bank. It also details with
the procurement and management of Stamped Forms, Stationary and other articles facilitating the Inward and outward communication, Payroll, & HR management, general correspondence management.
Management of loans is the critical module and this module takes the responsibility of different types of loans, which includes loans against Deposits, Share Certificates, Securities, Jewelry, Vehicles, Surety, Business, Agriculture and others. This module looks at the complete analysis of the loans and their maintenance including maturity of loans, Installments, Overdue, Interest calculations, and more.
Maintaining
daily opening balance and closing balances with single lock and double lock
system. Creating new account heads, opening new accounts and closing of accounts
are very easy.
Entering transactions and authorization of transactions are
highly secured. Transactions are possible within the mentioned Bank/Society
working hours.
Brach or Head office reports. Loan Reminders, sending remainder letters and more.
As required, the reports for NABARD, APCOB
(Apex), DCO will be made available. Facilitation of sending SMS on various
aspects along with e-Mail, online alerts. Customer can get access to their
account summary using SMS and also using the Mobile application. Auto backup
will be handled by the system.
Deposit module is a comprehensive solution designed for deposit process and improve the customer experience through a variety of channels, including online, mobile, and in-person. Deposit module is also customizable, allowing banks to tailor the solution to their specific needs
This
module deals with all the related information regarding the foreign exchange.
This module is designed as per the directives of RBI along with other modules.
The module also includes the regular returns report to RBI.
Talk to our team.
You will be provided with solution rapidly.
Our team is standby to listen for your needs and you will be getting a solution witout delay.
Whether you need a custom software application or a tailored solution to meet a specific business challenge, we have the expertise and experience to deliver high-quality, flexible, and reliable software solutions that meet your unique needs.
Single Branch Bank < 100 members
For 1st year
From second year pay 1999.00/month
Online hosted solution
Support between 8 AM to 8 PM
Single Branch Bank < 250 members
For 1st year
From second year pay 7499.00/month
Online hosted solution
Support between 8 AM to 8 PM
Any other Bank/Society
For 1st year
From second year pay 14999.00/month
Online hosted solution
Support between 6 AM to 10 PM
Viewing
account and transaction details along with balances are very easy. Taking
reports like daily, monthly and yearly reports like Balance Sheet, daybook and
Cashier Reports along with account details reports as per the requirements. Object
Banker has mainly two processes i.e., Start of the Day Process and End of the
Day Process. For doing daily transactions “Start of the Day Process” should be
run. only Authorization Person runs “Start of the Day Process”. In this
process, Previous Day's Closing Balance is take to today's Opening Balance.
Without running this process transactions are not possible to the users. Only
Authorized Person runs “End of the Day Process”. After completing the day
transactions, this process should be run. If this Process does not run, next
day “Start of the Day Process” cannot run. In this process, consolidate payment
and receipt amounts of each account head of the day is posted to the “Balance
Sheet”. Balance Sheet is divided into four parts, which are
Liabilities
Assets
Expenditure
Income
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